Have you got unexpected medical costs or are your latest bills higher than you anticipated? Do you need to move house, buy a car, or make another significant purchase? A pensioner loan could be the answer to your financial situation.
Through our network, we are able to find suitable finance solutions for Centrelink pensioners…
Cigno believes everyone should have access to assistance, regardless of age or circumstance
To be eligible for the aged pension, you need to be 66+, an Australia resident (for at least 10 years), and meet the income/asset tests.
Centrelink provides a range of welfare payments for retirees, unemployed people, people with disabilities, and more.
This financial aid is for people who cannot work due to permanent physical, psychiatric or intellectual conditions. You must meet certain medical and non-medical criteria to be eligible for DSP.
We use our vast experience in the finance industry to find a solution for everyone, No matter what circumstances we will do our best to help.
Cigno maintains a 24/7 online platform so we can help you find a solution that suits your needs anytime!
Our quick and easy process makes it easy to sort your finances with a solution to suit your situation and get back on with your life.
Some financial institutions do not consider Centrelink payments as a source of income and won’t consider your application. If you are on a pension, it can be frustrating to find a lender who will help. This is why loans for Centrelink pensioners can sometimes be frustrating to find. We use our vast experience in the finance industry to find a solution for everyone, including Centrelink pensioner loans.
If you receive a Centrelink pension and already have a poor credit score, you may have experienced judgment and rejection from banks when applying for a loan. At Cigno, we believe that everyone should have access to a financial solution regardless of past credit history. Click the button below to see if we can find a suitable pensioner with bad credit loan solution.
For more information, check out our FAQ’s.
Please consider your own circumstances before you use Cigno. Please make sure you read our Privacy Policy, Terms and Conditions and this Financial Risk Disclaimer.
Cigno is a business name of FTA Data Solutions Pty Ltd ABN 95 670 814 221.
FTA Data Solutions Pty Ltd is an Authorised Credit Representative (Credit Representative No. 552387) of Finance & Loans Direct Pty Ltd Australian Credit Licence No. 390166.
Cigno is not a credit provider or a credit assistance provider. When you complete the Information Form, you are not applying for credit or any other particular goods and services. The completion of our Information Form also does not guarantee that you will be provided with credit or any other goods and services through our network.
Depending on the information you provide to us in the Information Form, we endeavour to assist you by providing your information to our intermediary partners. Where we provide your information to our intermediary partners, we may receive a fee.
If the information you provided to our intermediary partners meets their requirements, they may connect you with a credit provider, goods and/or services provider and/or specific products to meet your their needs (depending on the information your input into the Information Form).
Any application you ultimately make through a particular credit provider or goods and/or services provider is subject to that provider’s eligibility criteria and terms and conditions. The loan, credit, product or service may not be available to every person. We do not endorse or recommend any particular provider, product or service that you be connected with or offered. All statement on this website are general in nature and do not constitute financial, credit or legal advice (or any other advice).
SMS: 0429 213 774
Email: enquiries@cignoau.com.au
Post: PO Box 1810, Southport BC, QLD 4215
ABN: 95 670 814 221
In the period from July 2022 to 3 October 2023, over 100,000 consumers have been lent a total of $34 million, and charged fees of over $70 million, under the ‘No Upfront Charge Loan Model’ operated by BSF Solutions and Cigno Australia. At no time has either BSF Solutions or Cigno Australia held an Australian Credit Licence.
The Court also found that Mark Swanepoel (director of Cigno Australia) and Brenton James Harrison (director of BSF Solutions) were involved in these breaches of the law.
With effect from 24 May 2024, the Court has granted permanent injunctions preventing Cigno Australia and BSF Solutions from:
Cigno Australia was ordered by the Court to, by 5th July 2024, send written communications to consumers who between July 2022 and December 2022 entered into agreements with Cigno Australia and BSF Solutions under the ‘No Upfront Charge Loan Model’.
The Court will later determine whether (among other things) Cigno Australia and Mark Swanepoel ought to pay a pecuniary penalty in respect of this conduct, and whether Mark Swanepoel should be restrained from carrying on a business engaging in credit activity.
Cigno Australia, BSF Solutions, Mr Swanepoel and Mr Harrison intend to appeal the decision of the Court and have filed an application for leave to appeal. If the appeal is successful, some or all of the orders of the Federal Court of Australia may be set aside.
You can access legal advice in your state at: Free legal advice – Moneysmart.gov.au.
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