Easy Cash Loans

In need of cash now? Let Cigno help you find a solution.

What Are Easy Loans?

Easy loans are small amounts of cash you can borrow without any hassle. Unlike regular bank loans, which go through a series of checks, easy cash loans often skip the credit report. The lender will typically only need to see your latest bank statement before approving your loan – they are that easy.

With Cigno, easy online loans are even more convenient.  We will act as your agent to assist you to apply anytime from the comfort of your home or while you are out and about.

Need some easy cash? Cigno can help. Whether you’ve got a financial emergency or just need a little help to get you through to payday, easy cash loans could be the answer. Apply today and we’ll find you easy loans ASAP.

Our Process to Easy Loan Approvals

If you choose to engage Cigno, we will act as your agent to assist you to lodge applications and get an Easy Loan Approval for an amount up to $1000.  Our quick and simple online application means getting emergency money has never been easier or faster. To get started we will need some personal information about you and your latest bank statement. Once approved you will typically receive your money the same day.

As part of the application process, you will have the opportunity to choose a repayment schedule that is affordable and corresponds with your payday.  It is important that you choose the repayment schedule that you can afford while still being able to pay your ongoing everyday expenses.  If not, then you should consider other options.

If during your loan, you cannot make a repayment when required, just let us know. We as your agent can arrange a new affordable payment schedule. Our process is designed to ensure we never offer you an easy loan you can’t afford. Our goal is to make your life easier, not harder.

Get Started Now

Simply fill out our enquiry form. Through our partner we will distribute your enquiry to a panel of providers who may be able to help you with an Easy Cash Loan.


Ordered by the Federal Court of Australia

The Federal Court of Australia has found that Cigno Australia Pty Ltd (Cigno Australia) and BSF Solutions Pty Ltd (BSF Solutions) have breached the law by engaging in unlicensed credit activity and charging prohibited fees.

In the period from July 2022 to 3 October 2023, over 100,000 consumers have been lent a total of $34 million, and charged fees of over $70 million, under the ‘No Upfront Charge Loan Model’ operated by BSF Solutions and Cigno Australia. At no time has either BSF Solutions or Cigno Australia held an Australian Credit Licence.

The Court also found that Mark Swanepoel (director of Cigno Australia) and Brenton James Harrison (director of BSF Solutions) were involved in these breaches of the law.

With effect from 24 May 2024, the Court has granted permanent injunctions preventing Cigno Australia and BSF Solutions from:

  • demanding, receiving or accepting fees or charges, including amounts of loan principal, from consumers in relation to credit provided under the ‘No Upfront Charge Model’; and
  • engaging in further credit activity pursuant to the ‘No Upfront Charge Loan Model’, including by entering into new agreements with consumers, for so long as they do not hold an Australian Credit Licence.

Cigno Australia was ordered by the Court to, by 5th July 2024, send written communications to consumers who between July 2022 and December 2022 entered into agreements with Cigno Australia and BSF Solutions under the ‘No Upfront Charge Loan Model’.

The Court will later determine whether (among other things) Cigno Australia and Mark Swanepoel ought to pay a pecuniary penalty in respect of this conduct, and whether Mark Swanepoel should be restrained from carrying on a business engaging in credit activity.

Cigno Australia, BSF Solutions, Mr Swanepoel and Mr Harrison intend to appeal the decision of the Court and have filed an application for leave to appeal. If the appeal is successful, some or all of the orders of the Federal Court of Australia may be set aside.

Where can you get more information?

Where to go for further support

You can access legal advice in your state at: Free legal advice –

If you are experiencing trouble with debt, or money worries in general, contact:

  • the National Debt Helpline on 1800 007 007 or online chat (9:30am to 4.30pm, Monday to Friday).

If you need someone to talk to, contact:

  • Lifeline on 13 11 14 (24 hours) or their crisis support online chat or
  • Beyond Blue on 1300 22 46 36 (24 hours) or their webchat