Need Cash Now? 7 Ideas to Get You Through

If you need cash now, you’re probably wondering the easiest ways to get there. No worries. Here are 7 ways you can get cash fast and get back on your feet.

We’ve all been in a bind when it comes to needing cash ASAP, but if you’re there now, we may have the answer for you.

When things don’t go your way, it’s important to have methods to make cash fast in your back pocket.

From selling crafts, to seeking a payday loan for the big bucks, we’ve got you covered.

If you need cash now, keep reading to see the 6 ways you can make your money now below.

1. Sell Stuff You Already Own

Find What to Sell

A great way to simplify and de-clutter your life while also making money is to sell things you no longer need—especially valuable, high-demand items.

Take a look around and make a list of what you don’t or won’t use or need, and see if any are commonly sold items that could bring in some cash.

These items could include but are not limited to:

  • DVDs
  • Books
  • Musical instruments
  • Collectibles
  • Electronics
  • Video games
  • Jewelry
  • Unused gift cards

Seek Out Ways to Sell Your Items

Now that you’ve accumulated some personal products to sell, look for ways to get the sales done.

Whether you want to concentrate on selling these items to friends and people you know, or customers online or in-person, you can earn some serious cash pretty quickly.

Depending on where you live, you may have various opportunities to sell your stuff.

  • Some places to consider getting rid of your goods include:
  • Yard sales
  • Flea markets
  • Online sites (i.e. eBay)
  • “For Sale” postings (online or in public places or classifieds)
  • Pawn shops
  • Online retail sites (i.e. Amazon)
  • Trade-in at stores

Pick Your Price

Next, set a competitive price for your items that are to be sold.

This final step can be a tricky one, as deciding how much you want to sell these things for can be hard.

Quick tip: if you price items at a value half of what someone would be able to buy them for anywhere else, you are more likely to make a quick sale! If you need cash now, this might be the go-to tactic for you.

Try to avoid selling items for a very deeply discounted price, unless you really need cash in a hurry.

2. If You’re Not Ready to Let Go…

Rent out what you’re not ready to let go.

Renting out your items is not only a great go-to if you need cash now, but it’s also a way to continue to make money off your items.

If you have items you don’t currently need but may need again in the future, such as baby equipment or sporting equipment, try to rent them out.

One way to go is through friends or people you know who could need such items.

Another way to rent would be online.

The website allows you to rent out anything you can think of!

Even if you decide not to go through the site with your rentals, check out their pages to get some inspiration for things you can rent out on your own!

If you don’t have any items you feel are worthy to rent, take a step back and consider your home itself (or at least a room).

Renting out a spare room is one of the easiest ways to make good money.

If you don’t want the commitment of having a new housemate for an extended period of time, try renting the room or an area for a night or two.

With services such as Airbnb, you can rent on a short-term basis and have total control. This means you can set the price, the rules, and the dates it’s available.

3. Whether it’s Goods or Services, Make Other Sales

In addition to selling what you already have, why not try banking on your talents?

If photography is your thing, why not sell some of your shots to stock websites?

Many sites will buy photos, usually even with a commission on every sale.

While they don’t have to be of remarkably high quality, check out sites such as Shutterstock to get inspired and see what you can sell.

Are you crafty? How about using those talents to craft some sales from your skills?

Give selling your crafts a try for some quick cash.

Whether its sewing and making handmade jewelry that’s your niche, or even baking or creating unique crafts, you’ll likely be able to find some kind of demand for it.

Try selling your creations at a local market or online via Facebook or Etsy.

Use What God Gave Ya

  • Sell your hair
  • Sell blood or donate plasma
  • Sell sperm

Other Ways to Work for Dough

  • Babysit
  • Tutor
  • Become a street performer
  • Deliver catalogues
  • Do odd jobs
  • Dog walking
  • Driving: Be a private cab driver
  • Model: Become a life model

4. Be a Friend to the Planet and Your Wallet—Recycle

Returning bottles and cans for a refund can bring in 5 to 10 cents per can or bottle.

Cans and bottles must be returned to a deposit center, but there are many ways to take advantage of such an opportunity.

First, find all the cans and bottles you can.

Collect them from around your home, check out trash cans along busy roads or anywhere where people hang out to see what you can find, or even host a bring-your-own-beverage party and hold on to all the cans and bottles that accumulate.

Then, turn them into cold, hard cash!

5. Get Online

You probably spend a lot of time on your computer or phone in the first place, right?

So why not make some dough while you’re doing it?

Try filling out surveys to make money online.

Since many merchants use survey responses to find ways of improving their marketing, they’re willing to pay for your help.

Although they usually only pay a few dollars a pop, they require minimal effort and involve quick payments.

You can also try to find small paid tasks via apps.

Several money-making apps out there are ready to pay you for either doing marketing tasks or connecting you with someone who wants a more extensive task.

Marketing tasks could include activities such as scanning products at a grocery store, while more extensive tasks could involve completing a survey.

6. Get Ahead of the Game with a Payday Loan

A payday loan, which can also be called a payday advance, is a small, short-term unsecured loan, regardless of whether repayment of loans is linked to a borrower’s payday.

The loans can also be referred to as a salary loan, payroll loan, small dollar loan, short term or cash advance loan.

But no matter what you call it, it can be your answer to some big bucks to hold you over.

Companies that offer these kinds of loans are commonly available and are a way to make the money you need quickly.

A payday loan may be just what you need in your time of need!

7. Focus on the Cash

Find focus groups in your area to bring in the bucks.

These groups of people that provide a company, organization, or individual with feedback on a product, design, idea, etc., is one way to get paid when you need cash now.

Try contacting a market research company to join a group, check out local postings, or search online on sites such as for some options for focus groups in your area.

Starting at about $60 for an hour and a half, it’s worth a try.

The best part? You are given cash on the night of the focus group!

What ways have you discovered to make quick cash? Tell us about your money making ventures in the comments!

Disclaimer: Please be aware that Cigno Loans’ articles do not replace advice from an accountant or financial advisor. All information provided is intended to be used as a guide only, as it does not take into account your personal financial situation or needs. If you require assistance, it is recommended that you consult a licensed financial or tax advisor.


Ordered by the Federal Court of Australia

The Federal Court of Australia has found that Cigno Australia Pty Ltd (Cigno Australia) and BSF Solutions Pty Ltd (BSF Solutions) have breached the law by engaging in unlicensed credit activity and charging prohibited fees.

In the period from July 2022 to 3 October 2023, over 100,000 consumers have been lent a total of $34 million, and charged fees of over $70 million, under the ‘No Upfront Charge Loan Model’ operated by BSF Solutions and Cigno Australia. At no time has either BSF Solutions or Cigno Australia held an Australian Credit Licence.

The Court also found that Mark Swanepoel (director of Cigno Australia) and Brenton James Harrison (director of BSF Solutions) were involved in these breaches of the law.

With effect from 24 May 2024, the Court has granted permanent injunctions preventing Cigno Australia and BSF Solutions from:

  • demanding, receiving or accepting fees or charges, including amounts of loan principal, from consumers in relation to credit provided under the ‘No Upfront Charge Model’; and
  • engaging in further credit activity pursuant to the ‘No Upfront Charge Loan Model’, including by entering into new agreements with consumers, for so long as they do not hold an Australian Credit Licence.

Cigno Australia was ordered by the Court to, by 5th July 2024, send written communications to consumers who between July 2022 and December 2022 entered into agreements with Cigno Australia and BSF Solutions under the ‘No Upfront Charge Loan Model’.

The Court will later determine whether (among other things) Cigno Australia and Mark Swanepoel ought to pay a pecuniary penalty in respect of this conduct, and whether Mark Swanepoel should be restrained from carrying on a business engaging in credit activity.

Cigno Australia, BSF Solutions, Mr Swanepoel and Mr Harrison intend to appeal the decision of the Court and have filed an application for leave to appeal. If the appeal is successful, some or all of the orders of the Federal Court of Australia may be set aside.

Where can you get more information?

Where to go for further support

You can access legal advice in your state at: Free legal advice –

If you are experiencing trouble with debt, or money worries in general, contact:

  • the National Debt Helpline on 1800 007 007 or online chat (9:30am to 4.30pm, Monday to Friday).

If you need someone to talk to, contact:

  • Lifeline on 13 11 14 (24 hours) or their crisis support online chat or
  • Beyond Blue on 1300 22 46 36 (24 hours) or their webchat