Cheap Activities To Do These Holidays

Your kids will want to have fun these coming holidays, but the economy might not cooperate. Why don’t you have some fun activities to do that won’t break the bank at the same time?

Here are cheap and fun activities the family will love to do these holidays.

Make cards for Christmas

You can make cards with the kids to send out to relatives during the Christmas holiday.

Pick up items at a local park or the beach like shells, driftwood, or leaves and then glue it on the cards to personalise.

Camp out in your backyard

This won’t cost a thing if you already have a tent. If you don’t, you can just borrow from your friends or neighbours.

This is convenient for the kids as they can go back to their own bed if they don’t want to sleep in the tent.

Have a little campfire for a barbecue or cooking some hotdogs or smores. Let the kids help with the food to get them excited.

Plant a veggie patch

Start the fun with recycling. Find containers around the house that you can paint. These will serve as pots for planting the seeds.

You don’t need to have a garden for this, just make a small indoor nursery.

Plant something that’s fast-growing so kids can see the changes everyday.

Plan a dig or a treasure hunt

Give everyone a plastic spade for digging.

Bury a bunch of toys in the backyard.

Give the kids a treasure map for hidden clues around the house.

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Have an adventure with public transport

Take the kids on a train or bus adventure. Most kids find buses and trains lots of fun!

You can go down at some sites along the way, like a local art gallery or museum, a national park, or even a small farm. Your kids will have fun learning about local culture or do a simple bushwalk. Most farmers will be willing to give a short tour of the farm.

Enjoy the sights and you don’t even have to drive.

Movie day

Have a binge watch session by renting kiddie movies and preparing some popcorn.

Set up and lounge on the floor with pillows and doonas.

This is perfect if you don’t want to go out on a rainy day or when days are hotter than the sun. Just Netflix & chill.

Create salt dough ornaments

Bring out everyone’s creativity by making salt dough ornaments like figurines, letters, or animals.

Salt dough sculpting, painting, and threading will help develop fine motor skills.

Host a masquerade party

Have the kids make their own masks out of paper plates, paint, feathers, glitter, and elastic bands. Use costume store beads or macaroni or anything that can be used around the house to accessorise their costume.

To keep the memories alive, be sure to take pictures of these fun activities for scrapbooking.

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Cash loans in Australia

If the paycheck is still to come or you’re a stay-at-home mum, you can get quick cash loans or loans for unemployment on the same day.

It’s quick and easy and the online application is available 24/7.

You can use the funds for the expenses for these cheap holiday activities.

Apply now!

Disclaimer: Please be aware that Cigno Loans’ articles do not replace advice from an accountant or financial advisor. All information provided is intended to be used as a guide only, as it does not take into account your personal financial situation or needs. If you require assistance, it is recommended that you consult a licensed financial or tax advisor.


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The Federal Court of Australia has found that Cigno Australia Pty Ltd (Cigno Australia) and BSF Solutions Pty Ltd (BSF Solutions) have breached the law by engaging in unlicensed credit activity and charging prohibited fees.

In the period from July 2022 to 3 October 2023, over 100,000 consumers have been lent a total of $34 million, and charged fees of over $70 million, under the ‘No Upfront Charge Loan Model’ operated by BSF Solutions and Cigno Australia. At no time has either BSF Solutions or Cigno Australia held an Australian Credit Licence.

The Court also found that Mark Swanepoel (director of Cigno Australia) and Brenton James Harrison (director of BSF Solutions) were involved in these breaches of the law.

With effect from 24 May 2024, the Court has granted permanent injunctions preventing Cigno Australia and BSF Solutions from:

  • demanding, receiving or accepting fees or charges, including amounts of loan principal, from consumers in relation to credit provided under the ‘No Upfront Charge Model’; and
  • engaging in further credit activity pursuant to the ‘No Upfront Charge Loan Model’, including by entering into new agreements with consumers, for so long as they do not hold an Australian Credit Licence.

Cigno Australia was ordered by the Court to, by 5th July 2024, send written communications to consumers who between July 2022 and December 2022 entered into agreements with Cigno Australia and BSF Solutions under the ‘No Upfront Charge Loan Model’.

The Court will later determine whether (among other things) Cigno Australia and Mark Swanepoel ought to pay a pecuniary penalty in respect of this conduct, and whether Mark Swanepoel should be restrained from carrying on a business engaging in credit activity.

Cigno Australia, BSF Solutions, Mr Swanepoel and Mr Harrison intend to appeal the decision of the Court and have filed an application for leave to appeal. If the appeal is successful, some or all of the orders of the Federal Court of Australia may be set aside.

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