Tips for Eating Out on a Budget
There’s no greater pleasure in life than getting together with friends and family for delicious food and drinks at your favourite restaurant. We’d all like to do this more often, but it can be costly. The good news is, there are ways we can keep dining out without breaking the bank. Check out these tips […]
Everything You Need to Know about Buy Now Pay Later
Buy Now Pay Later (BNPL) purchases are on the rise in Australia. The Inside Australian Online Shopping report by Australia Post reveals that 6.7% of online payments are now made via BNPL platforms (such as Afterpay, which recorded $2.3B of purchases in the latter half of 2018). While PayPal is still the dominant method of […]
How to Save Money Fast on a Low Income
Taking care of day-to-day expenses can be really challenging on a low income. It also seems impossible to make significant progress with your savings account. It can become frustrating if you’ve set your financial goals such as putting down a house deposit or buying a car. However, there are creative ways to save money and […]
How to Save Money Online Shopping
Online shopping has plenty of advantages: it’s fast, it’s easy, and it’s convenient. When you think of something you need or want at midnight, you can click a few buttons and buy it instantly – no relying on yourself to remember when you wake up the next morning! But the things that make online shopping […]
How to Make Extra Money from Home During a Global Pandemic
Plenty of people are doing it tough during the coronavirus pandemic. The unemployment rate hit a 21-year high of 7.4% in June 2020, with the Reserve Bank of Australia forecasting it could reach up to 10% by December. Many of us will continue to struggle even when the world is recovering from the aftermath. So, […]
Top 8 Tax Traps to Watch Out For
For many of us, tax time is an exciting chance to get some money back and maybe splurge on something we’ve been wanting all year. But if you fall into one of these tax traps and get caught, your financial relief can rapidly spiral into money troubles. Here are 8 examples of mistakes and things […]
Pros and Cons of Personal Loans
If you’re thinking about taking out a personal loan and know that you’ll need an extended time to pay it back, or are requesting a large amount, then a long-term loan might be the best choice for you. What is a long-term personal loan? A long-term personal loan is usually defined as a loan that […]
Micro Loans for Centrelink Customers Explained
Are you a Centrelink customer looking to launch your own business? Frustrated by getting knocked back by banks because you have poor credit or because you’re receiving benefits? A micro loan might be the solution you’re looking for. The person-to-person nature of these financial solutions means micro loans for Centrelink customers are feasible where more […]
Is Online Shopping Sending You Broke?
In the current climate, online shopping is more prevalent than ever, as lockdowns and coronavirus fears force many Australians to turn to the internet for more of their needs and wants. Make no mistake though – online shopping was well on the rise before COVID-19 existed. According to this Australia Post report, 2018 saw the […]
Tips for Paying Off Debt
Is paying off debt one of your top priorities? Are you sick and tired of worrying about upcoming payments, fees, and the growing balance on your monthly statement? Are you looking for some practical tips for paying off debt? You’ve come to the right place – but we’re not going to sugar coat it for […]