15 Inexpensive Things To Do With Friends

We obviously stress the importance of being financially savvy, enough so to achieve your objectives, but you still have to have fun right? A same day loan isn’t meant for a night out clubbing with your friends, but hopefully you have put away a little nest egg which you can dip into from time to time.

Luckily there are ways in which you can have fun, but still keep your wallet in your pocket! Continue reading to learn more frugal ways to socialise.

Socialising is essential for our wellbeing. We’re social animals, after all. But while hanging out with friends can be great for our happiness, it can also be brutal on the budget. Catch up for coffee. Drinks after work. See a band. Cover charge at the pub. Dinner at a restaurant. Fun stuff. But sheesh, does it add up.

What is the real aim of going out? Catching up with friends, being entertained, getting out of the house and meeting new people. All of this can be done on a budget.

Here are 15 ideas for things to do with little or no expense.

IDEAS FOR STAYING IN

1. Potluck dinners

Staying in and having friends over for dinner has come back in vogue over the last few years. But you don’t have to do all the work. Try American idea of the potluck dinner, where everyone brings a dish to share. Or you could organise who brings what so you have nibbles, dinner and dessert covered.

The other alternative is to take turns entertaining amongst friends.

2. Game evenings

I think that games tend to be thought of as a little daggy, but I love board game evenings. An evening of Pictionary or Balderdash and a couple of bottles of wine can be absolutely hilarious.

But you don’t need to have board games. Improv games like charades can also be a lot of fun. We used to play a variation of charades when we were at Uni (grog free too!) that left us rolling around in stitches. If you’re interested, leave a comment and I’ll post the rules. Do a Google search for after dinner games and improv games for some ideas, or for something a little more adult only, try some drinking games.

3. Movie night

Hire a DVD (or stream a movie) or binge on Netflix together – entertainment at home is a lot cheaper than going to the cinema. And you don’t have to sit still or be as quiet.

For a free version, local libraries often hire movies for free, or raid your friend’s DVD collection and swap. For something interesting make it a theme night by watching all Hitchcock movies or all black and white classics, or musicals. Make some popcorn, dim the lights and bring out the pillows.

4. Cocktail evening

Drinking cocktails out can be very expensive, but you can have a cocktail party at home for a fraction of the price. Before hand, decide on a few cocktail recipes and ask everyone to bring one bottle and some nibbles and whatever extras you might need for cocktails. Tell people what to bring so that you are sure to have all the right ingredients.

5. Have high tea

High teas came back into vogue because there’s something sumptuous about fancy china and little cakes. Bring back a little yesteryear with a high tea.

6. Throw a barbeque

Bangers and mozzies is a wonderful way to while away a warm Sunday afternoon, maybe with a little cricket and a lot of chit chat.

GETTING OUTDOORS

7. Go on a picnic

A picnic is a wonderful way to enjoy the outdoors. It can be as simple as throwing your dinner in a container to eat out (risotto is one of our favourite easy dinners on the beach) or taking a simple sandwich and eating in the park.

If you want to be more elaborate, share the burden of preparing food for a picnic by taking turns or everyone bringing something to share. Some parks offer BBQ facilities so plan ahead and check out what’s available.

8. Go hiking or biking

Explore the great outdoors for free with friends, and maybe throw in a swim or a picnic. You can often find free or low cost local guided tours that will show you the local or historical attractions of your town or point out key flora and fauna in your local national park.

9. Play a sport

Play some backyard cricket or shoot some hoops with your friends. No backyard? Take the Frisbee down to the local park or beach, it can be a great way to meet new people.

10. Go camping

Camping is fun, but camping is even more fun with a group of friends. Borrow, scrounge and share tents and other camping bits and bobs and enjoy some toasted marshmallows and ghost stories.

11. Go on an exercise date

A couple of years ago, my friend and I got motivated and met every week for a walk and talk. Exercising with a buddy or two takes away the boredom of exercise and you can motivate each other to get fit, all while catching up.

BE ENTERTAINED FOR LESS

12. Free attractions

Museums, art galleries, zoos, markets can often be free or have free sections for the general unpaying public. It can be a good way to pass a leisurely afternoon. Public parks and beaches are also free.

Some non-free attractions may have free open days. For example, some paying museums have a free Saturday every month.

Don’t forget to check out your local library for free classes, author talks and other events too.

13. Support local bands

Going to see a local band can be a fraction of the cost of more popular band tickets. Pubs and cafe’s often have bands playing where you only pay the cost of a drink or two.

14. Learn to dance

You often get two for one at social dance lessons held at local community halls etc – the lesson first then a social dance afterwards.

15. Volunteer

This may seem like a strange entertainment suggestion, but if your wanting to get out and meet new, like-minded people, then one way to do so is to volunteer. And the benefits usually don’t stop there. Volunteer at a festival, concert, play or other entertainment event and you usually get free entry to the event as recompense.

Entertainment and socialising with friends doesn’t have to break the budget, but you can have just as much fun (or more fun) by adopting a few frugal entertainment ideas.

What frugal things do you like to do with friends?
[Tweet “15 Inexpensive Things To Do With Friends”]
If you are experiencing financial difficulty, don’t hesitate to get in touch with Cigno who might be able to offer a solution.

Receive up to $1,000 in your account with our same day loans with manageable repayment options. All you need to do to apply is complete our quick and easy online application and then send us your bank statement. For details, contact us.

Read the original source article here.

Read more about same day loans in our previous blog post: Where To Get A Personal Loan Fast?

Disclaimer: Please be aware that Cigno Loans’ articles do not replace advice from an accountant or financial advisor. All information provided is intended to be used as a guide only, as it does not take into account your personal financial situation or needs. If you require assistance, it is recommended that you consult a licensed financial or tax advisor.

NOTIFICATION OF MISCONDUCT BY CIGNO AUSTRALIA

Ordered by the Federal Court of Australia

The Federal Court of Australia has found that Cigno Australia Pty Ltd (Cigno Australia) and BSF Solutions Pty Ltd (BSF Solutions) have breached the law by engaging in unlicensed credit activity and charging prohibited fees.

In the period from July 2022 to 3 October 2023, over 100,000 consumers have been lent a total of $34 million, and charged fees of over $70 million, under the ‘No Upfront Charge Loan Model’ operated by BSF Solutions and Cigno Australia. At no time has either BSF Solutions or Cigno Australia held an Australian Credit Licence.

The Court also found that Mark Swanepoel (director of Cigno Australia) and Brenton James Harrison (director of BSF Solutions) were involved in these breaches of the law.

With effect from 24 May 2024, the Court has granted permanent injunctions preventing Cigno Australia and BSF Solutions from:

  • demanding, receiving or accepting fees or charges, including amounts of loan principal, from consumers in relation to credit provided under the ‘No Upfront Charge Model’; and
  • engaging in further credit activity pursuant to the ‘No Upfront Charge Loan Model’, including by entering into new agreements with consumers, for so long as they do not hold an Australian Credit Licence.

Cigno Australia was ordered by the Court to, by 5th July 2024, send written communications to consumers who between July 2022 and December 2022 entered into agreements with Cigno Australia and BSF Solutions under the ‘No Upfront Charge Loan Model’.

The Court will later determine whether (among other things) Cigno Australia and Mark Swanepoel ought to pay a pecuniary penalty in respect of this conduct, and whether Mark Swanepoel should be restrained from carrying on a business engaging in credit activity.

Cigno Australia, BSF Solutions, Mr Swanepoel and Mr Harrison intend to appeal the decision of the Court and have filed an application for leave to appeal. If the appeal is successful, some or all of the orders of the Federal Court of Australia may be set aside.

Where can you get more information?

Where to go for further support

You can access legal advice in your state at: Free legal advice – Moneysmart.gov.au.

If you are experiencing trouble with debt, or money worries in general, contact:

  • the National Debt Helpline on 1800 007 007 or online chat (9:30am to 4.30pm, Monday to Friday).

If you need someone to talk to, contact:

  • Lifeline on 13 11 14 (24 hours) or their crisis support online chat or
  • Beyond Blue on 1300 22 46 36 (24 hours) or their webchat