Fast Cash Loans

Getting your advance

Do you need fast approval on cash loans? Then you have come to the right place. Apply for a loan, anytime, anywhere in Australia with Cigno.

We have repayment plans to fit any budget, tailored with the many loan options we have available. There are no penalties if you pay your loan early.

During the application process, we will guide you into only borrowing only as much as you can afford to repay. All costs involved in the lending process are detailed in advance and and simple to understand. All fees are clearly displayed.

Apply for up to $1000 in minutes. Here’s how:

Complete our fast and simple application form by clicking Apply. Our cash loan could be available in your account within hours of the loan being approved

Important note: For loans applied for outside business hours, the application process may be delayed.

Information we need

All we need to complete the process and have your loan approved is:

  • Your latest bank statement
  • Your personal details

We only use secure and safe technologies to assist you, while other companies take a lot of time to gather all the information required.

Only once we have your approval, with the strongest level of security, we will begin to access your personal information. For applicants who have more than one bank account, we will need you to provide at least 90 days of transactions for each account.

Over time, your payment history will improve and you may be able to borrow more money when you need it.

Loan repayments

Loan repayments are as simple as applying for your loan. Repayments can be made in step with your payday cycle. Options are weekly or fortnightly, depending on your income. The calculated repayment amount is matched with your capacity to repay the loan.

Automatic reminders will be sent before payday, and on the day the repayment is scheduled. You are always kept up to date.

Repayments are completed through direct debits linked to your nominated bank account. If at anytime, you are unable to meet your repayment amounts, please contact our support team to assist with the various options available.

It’s our priority to make your repayments painless, easy and predictable. After your first loan, new loans are faster to process. Just call our office or apply as an existing customer online.

More about fast loans

The fast cash loans we help you get are just that… cash loans approved fast.

Your application will be returned within the hour, so there is no long waiting times for any application completed.

On approval, your loan can be in your personal bank account within hours if finalised before 5:00pm (AEST) (subject to your bank).

For many people who take care of their finances, there are still times when you need urgent financial help. And that’s where we come in.

Get fast cash loans for those unplanned expenses that suddenly become urgent.
Examples of what our customers need a fast cash loan for include:

  • helping family or friends in need
  • home repairs
  • medical bills
  • car repair
  • relocating

Need to take advantage of a discount or special price? You can get a loan fast to assist with these important purchases. A fast cash loan may be the right solution for you in any of these circumstances. Cigno can help you get approval within hours.

How it works

How much you would like to borrow? Cigno can help facilitate loans up to $1000. We understand the need for quick cash, and have streamlined our systems and processes to reflect this.

We have been in the business of fast cash lending for many years, and we know how to simplify and speed up the application process. In other words, our application only takes minutes!

No more waiting on hold or in a queue. No need to pay anyone to scan, photocopy or fax, we do all that paperwork for you. Our online application technology facilitates the whole process.

For all approved fast loans, the cash is then deposited directly into your personal bank account.

How much can I borrow?

The amount you can borrow, depends on the following:

  • your expenses
  • current financial commitments
  • personal financial situation
  • your income
  • your suitability for the loan

Cigno can help when applying for fast cash loans from $50 to $1000.


Gold-Silver Standard Finance Pty Ltd only charges a flat fee of 5% of the amount borrowed.

If you choose to use Cigno’s service, there are other fees and charges applicable for the service.

View our Disclosures & Authorisations where you can see our full table of fees and any additional fees that may be payable.

Click Apply to complete our simple online application form.